Student Debt Story

The issue of student debt is one of the most pressing for the millennial generation. Millions of young people every year leave college with an ever increasing burden of debt, threatening their purchasing power and financial security. The data bears these facts out, as the tableau story below will demonstrate. The purpose of this story is to demonstrate that student debt continues to be an unaddressed issue and is affecting the viability and ultimate value of the current higher education model.

The story type I used was change over time. Using the college scorecard data set, I was able to pull a decade of tuition, debt and income data for Non-Profit and Public institutions. The story looks at change in tuition, total debt and debt-to-income from 2003 to 2013. I provided three story points in order to tell the story. Each story point should logically build on the previous one – setting the stage with the increase in tuition leads to the consequential increase in debt burden. Because tuition exceeds the increase in income over the period – student debt-to-income naturally increases as well.


Visualizing Colleges Using Tableau

Visualizations are a tool for understanding data. They help to express relationships between data, the significance of data points, and the importance of data without having to scroll through tables or calculate percentages. Visualizations provide immediate understanding based on vision and interpretation of the image. All of the data used for this exercise is from the 2013 College ScoreCard dataset, which provides the most complete data I found as of this date.

One of the first images I created is a map of the United States showing the tuition of bachelor’s degree granting universities across geographies. The size of circles indicate the amount of in-state tuition charged by the institution, while the color of the circle indicates whether the institution is public (light blue) or non-profit private (dark blue). As seen, dark blue circles tend to be significantly larger on average as expected. The visualization also shows that in terms of distribution, more expensive private universities tend to be located in the Northeast while the South and Midwest feature less expensive public and private options.

US Tuition Map_Private Non Profit & Public Bachelors

The second graph I produced shows the geographic distribution of student populations using a bubble graph. The graph demonstrates that most undergraduate students are located in the Southeast region (1,994,386) while the fewest are located in the Rocky Mountains region (410,525). I created a legend separately to spell out each state.

US Undergrad Population by RegionUS Undergrad Population by Region Agenda

My final visualization shows the correlation between Family Income and SAT at universities in Illinois. As seen in the graph, there appears to be a positive correlation between an increase in family income and the related increase in test scores. Northwestern University and the University of Chicago, two of the most prestigious universities in the state, both have the highest test scores and the highest average family income of any undergraduate degree granting institution.

Test Scores & Family Income in Illinois.PNG

While it’s important to note that these visualizations are not developed using entirely scientific methods, they still serve as a useful way to digest what is otherwise a noisy dataset or table. This exercise has taught me the importance of visualizations and the utility that tools such as Tableau can provide when dealing with data.